Electrical Certificate of Verification

An electrical Certificate of Verification (COV) for residential property can often be requested by insurance companies during the sale & purchase of property. In particular, older properties are more likely to receive a request for a COV from an insurance company. Insurance compliance is normally a vital requirement for banks to sign-off on mortgage settlement.

The purpose of the electrical COV is to verify the condition and safety of the electrical circuits in the property. Typically, the certificate covers verification of; ‘an existing installation on which no work has been carried out and is not subject to Regulation 73’.

Situations in which COVs are commonly requested:

Electrical COV’s help to identify potential electrical hazards and provide peace of mind to individuals and a level of risk reduction to insurance companies & banks. Common situations when electrical COV’s  are requested include:
    • As a Pre-Purchase requirement for mortgage settlement (via the insurance company).
    • As a Pre-Purchase reassurance measure or due diligence condition of sale.
    • As a Post-Purchase reassurance measure to give you peace of mind.
    • As an identification measure when you receive repeated ad-hoc and often intermittent electrical issues throughout the property.
    • As a evidence when selling your older home or investment property.

Types of verification:

The time it takes to complete an on-site electrical COV inspection can vary. Typically, up to two hours on-site is common for an average sized home. Verification is classified as either: (a) Basic visual inspection; (b) Visual inspection and limited testing; or (c) Visual inspection and full testing.

Our standard residential home electrical COV is by Basic visual inspection.

The verification process includes:

The visual inspection applies to the readily visible wiring and electrical items. An electrician will run through a checklist and grade a series of listed items that typically include:
  • Main earth
  • Switchboard
  • Hot Water System
  • Range/Stove/Oven
  • House
    • Light switches
    • Light fittings
    • Metal fittings earthed
    • Switch-Sockets
    • Polarity
    • Condition of Cable
    • Pipe Insulation
  • Miscellaneous
    • Laundry
    • Garage
    • Other
  • Mains cable (to fully test mains cable an Electrical Inspector is required, thus it does not form part of our COV by basic visual inspection)
Ultimately, certification states: ‘I have carried out a Verification of the above installation in accordance with AS/NZS 3019:2007 and I certify the installation meets the requirements detailed in section 3, 4 or 5 of AS/NZS Standard for the issue of a Certificate of Verification’.

This will give you, your insurance company and your bank piece of mind that at this particular moment in time a qualified electrician believes the electrical condition of the property is safe.

Book a COV

Call the office on 09 379 9198

If you required the full testing of an Electrical Safety Audit & Report we can arrange an independent third party specialist inspector for this service. This service is often required by insurance companies for Commercial Buildings.